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Often, everyone was just granted too much credit. Had the economy stayed in good shape, they still will not have been able to meet their requirements. Irresponsible lenders just doled out too much cash. At one point, cavalier lending applied to car loans and, worse yet, house payday loans no credit check slick cash loan. Lenders approved unqualified home buyers far instead of and this led for the mortgage debacle and the foreclosure crisis.

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